After the initial shock of being in a car accident has passed, many victims feel overwhelmed at the steps they need to take after the accident to obtain all of the benefits to which they are entitled. After you report the accident to your insurance company you will likely be contacted by three different insurance adjusters. There will be a property adjuster who pays for the repairs to your vehicle or negotiates the value of your vehicle if it is deemed a write-off. This adjuster will either be from your own insurance company or from the at-fault driver’s insurance company depending on whether you had collision coverage in your policy. An accident-benefits adjuster from your own insurance company will contact you to arrange for treatment under the Minor Injury Regulation protocols. A bodily injury adjuster from the at-fault driver’s insurance company, who will determine what your pain and suffering is worth, will also contact you. Dealing with all of the adjusters is difficult and time-consuming, not to mention emotionally draining. Roy E. Link Law Office can help you deal with your bodily injury adjuster so you can focus on healing.

In 2004, the Government of Alberta passed legislation which put a cap on minor injuries. This cap allows for a maximum of $4,000 (which has since increased with inflation) for pain and suffering damages for injuries that are deemed minor as defined by the Minor Injury Regulation and which has been further clarified by the Alberta Courts.


At Roy E. Link Law Office, we will ensure you get a fair value for your pain and suffering from the bodily injury adjuster. Many adjusters will tell accident victims that they sustained a minor injury because they were diagnosed with a WAD I or II (whiplash associated disorder grade I or II). While this is true for some people diagnosed as WAD I and II, it is not true for all. In addition to your claim for pain and suffering, you may also be able to claim for past and future loss of income, past and future loss of housekeeping, future cost of care, loss of income earning capacity, special damages, pre-judgment interest and other “in trust” claims.


We recommend that you obtain legal advice as soon as possible after the accident, before you speak with the bodily injury adjuster. The bodily injury adjuster’s interest is to resolve your claim at the least possible expense to the insurance company. You should not expect the adjuster to go out of his/her way to identify all of your compensable losses. At Roy E. Link Law Office we can level the playing field and establish under which heads of damages you are entitled to compensation.


Over the past 30 years, Roy E. Link Law Office has managed hundreds of personal injury claims for car accident victims and their families. We have successfully obtained considerable compensation for numerous clients for the following injuries: spine, brain, back, neck, and soft tissue injuries. If you have been in a car accident, contact our office for a free initial consultation.


For your convenience we offer:


  • Free initial consultations

  • No cost until the case is settled or won

  • Availability for hospital and home visits

  • Accessibility via public transportation


If you or someone you love has been injured in a motor vehicle accident in Alberta, contact Roy E. Link Law Office at 403-527-7736 or by e-mail at info@royelinklawoffice.com